The path forward for insurers

The insurance industry is being reshaped, rapidly. Working alongside our clients, at the intersection of sales, operations, service and AI transformation, we translate strategy into measurable and sustainable impact.

The challenges shaping tomorrow

Simultaneous forces

DACH insurers face strategic questions around sales, customer expectations, moving from AI opportunities to scaled value, and relentless margin discipline – all at one time.

Sales pressure

The exclusive agency model is being affected by fewer tied agents, independent brokers winning share, and customers expecting seamless omnichannel journeys as standard.

Scaling value

GenAI programs are common. Leveraging them for measurable sustainable P&L impact is not. We work with insurers to move beyond the opportunities and ensure performance and lasting impact.

Operating model under margin pressure

Combined ratios, cost-income, and demographics leave little room for incremental change. We design operating models that combine lean process logic with AI-empowered productivity – keeping people, processes, and outcomes aligned to lasting value.

Eve perspective

Transforming strategy
into scalability

Working alongside leaders, we combine deep industry expertise with strategic clarity. Direction to design, intent into impact. We help you define your tailored strategy, redesign the target operating model, and scale GenAI across the organization. These are real-world solutions, designed for the people who use them and built to deliver lasting impact. You get transformation that works in practice, not only on paper.

Reshaping
sales and service

We help insurers develop and redesign established sales and service models – channel mix, agency value proposition, productivity, and digital enablement – all grounded in data, so you defend market share while unlocking customer-centric growth. Working in tandem, we design a leaner operating model that drives AI-led productivity, sharper sales activity, and service excellence. The result: a future multichannel setup with digital capability embedded and roadmaps your team can execute.

Leverage
lean operations

Processes will be agentic – under the control of humans. We help companies redesign their process landscape into an agent-driven network. Highly efficient and aligned with a high-value customer experience. Across underwriting, claims, and service. We help you sharpen the cost base and turn ambition into measurable, sustainable impact.

"The next decade in insurance will be won on distribution choices and AI-empowered operating models."

Moritz Osthues, Partner & Managing Director

Driving impactful change in insurance

Purpose-to-value architectures

Purpose-to-value architectures

We help owners define and execute value creation strategies—sharpening positioning and preparing for M&A.
Purpose-to-value architectures
Experience-led growth programs

Experience-led growth programs

We create differentiated experiences using real-time insight and AI to unlock growth, loyalty, and stronger customer value.
Experience-led growth programs
AI-empowered organizations

AI-empowered organizations

We help organizations scale AI from isolated pilots to enterprise-wide impact through integrated strategy, workflows, and execution.
AI-empowered organizations

Discuss insurance with our experts

Dr. Alfons Niebuer

Partner and Managing Director

Moritz Osthues

Partner and Managing Director

Philipp Bender

Partner